Payment cards

License of the National Bank of Kazakhstan on the issue of payment cards was given to 19 of second-tier banks, practically issue of payment cards realise only 14 banks. Second-tier banks issue payment cards of local systems: Altyn card – by “Halyk Savings Bank of Kazakhstan” OJSC, SmartAlemCard – by “Bank TuranAlem” OJSC, cards of "Caspian Bank" OJSC and "City bank" OJSC, as well as international system cards - Europay International, VISA International, American Express, Diners Club International.

On the 1 of April 2003 on the territory of the Republic of Kazakhstan the number of cards, issued by banks of Kazakhstan, was more than 1,67 million, the number of holders of that cards was 1,64 million It means that there are 112,1 cards per thousand of persons, of which the share of international and local cards was 80% and 20% respectively. On the 1 of April 2002 this ratio was 83% and 17% respectively.

 

The volume and value of transactions with payment cards in 2001, 2002
Type of transaction	2001		2002
	Quantity (thousands)	Amount (million KZT)	Quantity (thousands)	Amount (million KZT)
Payment for goods and services	399,7	5 789,4	579,0	9 589,2
Withdrawals of cash	13 696,0	137 996,5	20 378,4	241 418,4

On the 1 of April 2003 there was 724 ATMs installed in Kazakhstan that shows a growth in number of ATMs by 20,1% in comparison with the 1 of April 2002. Also on the 1 of April 2003 there was 3458 POS-terminals installed that shows an increase in number by 24,3% in comparison with the 1 of April 2002.