Deposits of individuals in the banks of Kazakhstan

The table sets out information about volume of retail deposits (residents and non-residents) with second-tier banks, including current accounts. The data are grouped by deposit types and currency types, which allows to analyze structure of savings, currency preferences and dynamics of savings of the population.

The data is updated monthly as of the end of the period with a lag of one month (for example, data for January is posted in February).

Types of bank deposits:

Demand deposit – a bank deposit from which you can fully or partially withdraw money on demand, without losing the accrued interest. Interest on this deposit is usually accrued with a minimum rate.

Conditional deposit – a deposit from which money can be withdrawn upon occurrence of circumstances specified in the bank deposit agreement. Interest is accrued under the conditions stipulated by the agreement.

Fixed-term deposit – a deposit that is opened for a certain period. In case of partial or early withdrawal of money, the interest is paid under certain conditions, for example, with deduction of a part of the interest.

Savings deposit – a bank deposit that is opened for a fixed period to accumulate funds with interest.

Current account – a bank account intended for financial transactions. Its special feature is that money can be deposited, withdrawn and transferred at any time without restrictions.