Version ¹7 on 01/04/2008
In the 1 quarter of 2008 both second – tier banks and JSC «Kazpost» performed 32 982 thousand transactions to the sum of 23 755.5 billion KZT with the application of payment instruments presented in Table 1. In whole the use of various payment instruments has been increased. Compared with the similar period of the previous year the volume of transactions increased by 12.7% and the value of payments increased by 25.4%.
The increase of total volume of payment instruments was mainly specified the increase of volume of payment cards operations by 3 482.6 thousand transactions. The increase of payment value was substantially caused by the growth of payments value performed with payment orders by 4 615.9 billion KZT.
As before, payment orders and payment cards are the payment instruments used most commonly on the territory of Kazakhstan. Herewith the average value of one payment orders in the 1 quarter of 2008 came to 2.8 million KZT and compared with the same period of last year has increased by 22.5%. At the same time, a high specific weight of payment cards on the volume of payments and a low specific weight on value of payments are due to the use of this payment instrument primarily for withdrawal of small sums of cash (the average amount of one cash withdrawal transaction for the 1 quarter of 2008 came to 20.9 thousand KZT).
In the 1 quarter of 2008 payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.
Other payment instruments include checks for goods and services, direct debits of bank account and executed bill credits.
Data on the use of payment instruments in the 1-quarter of 2008
Table 1
(volume in thousands transactions; value in billions KZT)
|
Payment instruments |
1-quarter of 2007 |
1-quarter of 2008 |
Change |
|||
|
Abs. |
in percent of total amount |
Abs. |
in percent of total amount |
|||
|
Payment orders |
Volume |
8 056.5 |
27.54% |
8 249.6 |
25.01% |
2.4% |
|
Value |
18 149.7 |
95.80% |
22 765.6 |
95.83% |
25.4% |
|
|
Payment request-orders |
Volume |
35.8 |
0.12% |
105.2 |
0.32% |
by 2.9 times |
|
Value |
13.3 |
0.07% |
57.0 |
0.24% |
by 4.3 times |
|
|
Collection orders |
Volume |
88.2 |
0.30% |
172.5 |
0.52% |
95.6% |
|
Value |
38.3 |
0.20% |
86.7 |
0.36% |
by 2.3 times |
|
|
Payment cards |
Volume |
18 878.0 |
64.53% |
22 360.6 |
67.80% |
18.4% |
|
Value |
370.3 |
1.95% |
467.8 |
1.97% |
26.3% |
|
|
Other payment instruments |
Volume |
2 194.1 |
7.50% |
2 094.2 |
6.35% |
-4.6% |
|
Value |
373.2 |
1.97% |
378.4 |
1.59% |
1.4% |
|
|
Total |
Volume |
29 252.6 |
100.00% |
32 982.0 |
100.00% |
12.7% |
|
Value |
18 944.8 |
100.00% |
23 755.5 |
100.00% |
25.4% |
|
Use of payments instruments in a cut of regions in the 1-quarter of 2008
(volume of transactions)
Table 2
(in unit transactions)
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
977 973 |
24 661 |
11 830 |
150 078 |
|
Aktubinsk |
444 941 |
2 902 |
6 376 |
66 009 |
|
Almaty |
2 781 268 |
28 695 |
59 554 |
634 635 |
|
Atyrau |
368 462 |
5 067 |
5 873 |
83 032 |
|
East Kazakhstan |
570 313 |
3 805 |
8 616 |
133 492 |
|
Jambul |
239 366 |
1 901 |
7 788 |
140 135 |
|
West Kazakhstan |
231 603 |
5 399 |
4 860 |
75 773 |
|
Karaganda |
687 087 |
10 231 |
20 470 |
238 952 |
|
Kostanai |
425 922 |
5 867 |
3 500 |
121 604 |
|
Kyzylorda |
189 428 |
1 042 |
6 557 |
24 315 |
|
Mangistau |
311 310 |
5 151 |
14 620 |
69 599 |
|
Pavlodar |
376 095 |
3 689 |
7 961 |
170 606 |
|
North Kazakhstan |
276 533 |
1 338 |
2 469 |
40 974 |
|
South Kazakhstan |
369 287 |
5 405 |
11 985 |
144 996 |
|
Total |
8 249 588 |
105 153 |
172 459 |
2 094 200 |
Use of payments instruments on regions in the 1-quarter of 2008
(value of transactions)
Table 3
(in billion KZT)
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
4 912 393.8 |
13 149.1 |
12 553.7 |
28 223.7 |
|
Aktubinsk |
420 573.0 |
2 333.7 |
2 987.9 |
35 249.5 |
|
Almaty |
13 576 308.5 |
7 904.8 |
58 249.8 |
193 867.7 |
|
Atyrau |
459 576.3 |
5 357.4 |
1 278.0 |
8 383.5 |
|
East Kazakhstan |
346 467.4 |
1 161.6 |
1 017.4 |
6 040.9 |
|
Jambul |
97 053.5 |
623.3 |
256.0 |
2 324.6 |
|
West Kazakhstan |
132 584.7 |
1 184.6 |
415.3 |
34 255.7 |
|
Karaganda |
625 454.8 |
5 470.2 |
1 294.4 |
15 162.2 |
|
Kostanai |
389 083.0 |
2 877.0 |
386.8 |
22 965.5 |
|
Kyzylorda |
872 877.2 |
2 116.1 |
1 381.9 |
2 005.6 |
|
Mangistau |
309 832.5 |
3 289.5 |
3 552.8 |
4 861.9 |
|
Pavlodar |
304 415.2 |
9 164.9 |
2 290.3 |
13 249.9 |
|
North Kazakhstan |
117 384.7 |
405.3 |
475.5 |
3 177.5 |
|
South Kazakhstan |
201 643.6 |
2 009.5 |
562.1 |
8 591.5 |
|
Total |
22 765 648.0 |
57 047.1 |
86 701.9 |
378 359.6 |
