Version ¹15 on 01/10/2009
In the 3 quarter of 2009 both second – tier banks and JSC «Kazpost» performed 40 980.6 thousand transactions to the sum of 24 798.8 billion KZT with the application of payment instruments presented in Table 1. Compared with the similar period of the previous year the volume of transactions increased by 11.8% and the value of payments decreased by 19.8%.
The increase of total volume of payment instruments was mainly specified the increase of volume of payment cards operations by 4 097.2 thousand transactions. The decrease of payment value was substantially caused by the growth of payments value performed with payment orders by 6 731.4 billion KZT.
As before, payment orders and payment cards are payment instruments used most commonly on the territory of Kazakhstan. Herewith the average value of one payment orders in the 3 quarter of 2009 came to 2.2 million KZT and compared with the same period of last year has decreased by 29.5%. At the same time, a high specific weight of payment cards on the volume of payments and a low specific weight on value of payments are due to the use of this payment instrument primarily for withdrawal of small sums of cash (the average amount of one cash withdrawal transaction for the 3 quarter of 2009 came to 22.6 thousand KZT).
In the 3 quarter of 2009 payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.
Other payment instruments include checks for goods and services, direct debits of bank account and executed bill credits.
Data on the use of payment instruments in the 3-quarter of 2009
|
Table 1 |
||||||
|
(volume in thousands transactions; value in billions KZT) |
||||||
|
Payment instruments |
3-quarter of 2008 |
3-quarter of 2009 |
Change |
|||
|
Abs. |
in percent of total amount |
Abs. |
in percent of total amount |
|||
|
Payment orders |
Volume |
9 266.7 |
25.3% |
10 143.5 |
24.8% |
9.5% |
|
Value |
29 537.1 |
95.6% |
22 805.8 |
92.0% |
-22.8% |
|
|
Payment request-orders |
Volume |
128.3 |
0.3% |
53.7 |
0.1% |
-58.1% |
|
Value |
77.7 |
0.3% |
106.4 |
0.4% |
37.0% |
|
|
Collection orders |
Volume |
186.7 |
0.5% |
80.8 |
0.2% |
-56.7% |
|
Value |
57.6 |
0.2% |
100.4 |
0.4% |
74.3% |
|
|
Payment cards |
Volume |
25 103.6 |
68.5% |
29 200.8 |
71.3% |
16.3% |
|
Value |
571.8 |
1.8% |
660.6 |
2.7% |
15.5% |
|
|
Other payment instruments |
Volume |
1 985.9 |
5.4% |
1 501.8 |
3.7% |
-24.4% |
|
Value |
668.1 |
2.2% |
1 125.6 |
4.5% |
68.5% |
|
|
Total |
Volume |
36 671.1 |
100.0% |
40 980.6 |
100.0% |
11.8% |
|
Value |
30 912.4 |
100.0% |
24 798.8 |
100.0% |
-19.8% |
|
Use of payments instruments in a cut of regions in the 3-quarter of 2009 (volume of transactions)
|
Table 2 |
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|
(in unit transactions) |
||||
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
1 224 087 |
7 017 |
7 793 |
109 399 |
|
Aktubinsk |
525 357 |
2 538 |
1 385 |
46 903 |
|
Almaty |
283 999 |
1 011 |
14 504 |
150 011 |
|
Atyrau |
3 390 766 |
21 332 |
15 652 |
423 845 |
|
East Kazakhstan |
318 732 |
773 |
2 829 |
30 813 |
|
Jambul |
619 308 |
2 122 |
5 886 |
86 204 |
|
West Kazakhstan |
359 503 |
3 976 |
2 402 |
43 630 |
|
Karaganda |
900 098 |
2 366 |
8 485 |
147 397 |
|
Kostanai |
542 688 |
890 |
1 163 |
150 450 |
|
Kyzylorda |
469 453 |
1 846 |
4 428 |
107 544 |
|
Mangistau |
431 119 |
2 749 |
4 176 |
95 913 |
|
Pavlodar |
446 042 |
2 894 |
3 510 |
42 091 |
|
North Kazakhstan |
260 093 |
1 069 |
4 232 |
20 751 |
|
South Kazakhstan |
372 295 |
3 122 |
4 372 |
46 837 |
|
Total |
10 143 540 |
53 705 |
80 817 |
1 501 788 |
Use of payments instruments on regions in the 3-quarter of 2009 (value of transactions)
|
Table 3 |
||||
|
(in million KZT) |
||||
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
6 594 434.3 |
3 712.9 |
20 599.9 |
29 001.9 |
|
Aktubinsk |
426 392.1 |
2 168.7 |
2 209.0 |
53 940.9 |
|
Almaty |
121 600.4 |
732.0 |
2 253.2 |
2 130.2 |
|
Atyrau |
12 244 129.1 |
18 843.8 |
22 673.8 |
508 974.1 |
|
East Kazakhstan |
128 276.8 |
2 489.8 |
692.4 |
1 445.1 |
|
Jambul |
340 060.3 |
2 806.7 |
1 343.2 |
4 377.9 |
|
West Kazakhstan |
280 492.6 |
589.6 |
1 051.0 |
31 903.3 |
|
Karaganda |
518 698.6 |
868.2 |
2 242.6 |
441 244.9 |
|
Kostanai |
359 684.2 |
172.9 |
110.6 |
24 028.4 |
|
Kyzylorda |
446 262.5 |
56 817.0 |
42 236.2 |
7 482.6 |
|
Mangistau |
355 415.7 |
939.8 |
423.6 |
8 930.7 |
|
Pavlodar |
397 654.9 |
5 174.7 |
439.9 |
7 179.6 |
|
North Kazakhstan |
196 293.0 |
7 053.3 |
1 426.6 |
1 429.1 |
|
South Kazakhstan |
396 393.9 |
4 012.3 |
2 736.4 |
3 527.6 |
|
Total |
22 805 788.4 |
106 381.5 |
100 438.5 |
1 125 596.5 |
