Version ¹17 on 01/04/2010
In the 1 quarter of 2010 both second – tier banks and JSC «Kazpost» performed 40 764.4 thousand transactions to the sum of 27 021.3 billion KZT with the application of payment instruments presented in Table 1. Compared with the similar period of the previous year the volume of transactions increased by 13.5% and the value of payments increased by 37.2%.
The increase of total volume of payment instruments was mainly specified the increase of volume of payment cards operations by 4 431.4 thousand transactions. The increase of payment value was substantially caused by the growth of payments value performed with payment orders by 7 210.5 billion KZT.
As before, payment orders and payment cards are payment instruments used most commonly on the territory of Kazakhstan. Herewith the average value of one payment orders in the 1 quarter of 2010 came to 2.7 million KZT and compared with the same period of last year has increased by 25.2%. At the same time, a high specific weight of payment cards on the volume of payments and a low specific weight on value of payments are due to the use of this payment instrument primarily for withdrawal of small sums of cash (the average amount of one cash withdrawal transaction for the 1 quarter of 2010 came to 24.4 thousand KZT).
In the 1 quarter of 2010 payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.
Other payment instruments include checks for goods and services, direct debits of bank account and executed bill credits.
Data on the use of payment instruments in the 1-quarter of 2010
|
Table 1 |
||||||
|
(volume in thousands transactions; value in billions KZT) |
||||||
|
Payment instruments |
1-quarter of 2009 |
1-quarter of 2010 |
Change |
|||
|
Abs. |
in percent of total amount |
Abs. |
in percent of total amount |
|||
|
Payment orders |
Volume |
8 617.0 |
24.0% |
9 604.2 |
23.6% |
11.5% |
|
Value |
18 257.4 |
92.7% |
25 468.0 |
94.3% |
39.5% |
|
|
Payment request-orders |
Volume |
37.0 |
0.1% |
44.7 |
0.1% |
20.6% |
|
Value |
48.1 |
0.2% |
66.7 |
0.2% |
38.7% |
|
|
Collection orders |
Volume |
66.3 |
0.2% |
104.9 |
0.3% |
58.2% |
|
Value |
36.6 |
0.2% |
182.7 |
0.7% |
by 5 times |
|
|
Payment cards |
Volume |
25 617.5 |
71.4% |
30 048.9 |
73.7% |
17.3% |
|
Value |
550.5 |
2.8% |
679.2 |
2.5% |
23.4% |
|
|
Other payment instruments |
Volume |
1 562.5 |
4.4% |
961.7 |
2.4% |
-38.5% |
|
Value |
799.5 |
4.1% |
624.7 |
2.3% |
-21.9% |
|
|
Total |
Volume |
35 900.3 |
100.0% |
40 764.4 |
100.0% |
13.5% |
|
Value |
19 692.2 |
100.0% |
27 021.3 |
100.0% |
37.2% |
|
Use of payments instruments in a cut of regions in the 1-quarter of 2010 (volume of transactions)
|
Table 2 |
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|
(in unit transactions) |
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|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
1 096 723 |
6 911 |
10 495 |
68 636 |
|
Aktubinsk |
479 207 |
1 650 |
2 717 |
25 506 |
|
Almaty |
3 623 665 |
16 858 |
28 125 |
213 938 |
|
Atyrau |
411 988 |
1 304 |
2 329 |
26 945 |
|
East Kazakhstan |
539 108 |
1 805 |
5 881 |
58 057 |
|
Jambul |
237 564 |
1 037 |
14 198 |
114 451 |
|
West Kazakhstan |
328 425 |
3 801 |
3 143 |
21 477 |
|
Karaganda |
776 122 |
2 533 |
6 970 |
115 145 |
|
Kostanai |
429 410 |
1 186 |
2 223 |
108 507 |
|
Kyzylorda |
231 501 |
742 |
13 697 |
11 115 |
|
Mangistau |
332 998 |
2 130 |
4 245 |
34 824 |
|
Pavlodar |
399 767 |
1 014 |
3 816 |
78 050 |
|
North Kazakhstan |
280 731 |
542 |
2 634 |
21 170 |
|
South Kazakhstan |
437 028 |
3 138 |
4 420 |
63 882 |
|
Total |
9 604 237 |
44 651 |
104 893 |
961 703 |
Use of payments instruments on regions in the 1-quarter of 2010 (value of transactions)
|
Table 3 |
||||
|
(in million KZT) |
||||
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
5 971 787.0 |
6 459.8 |
2 418.0 |
25 350.3 |
|
Aktubinsk |
511 704.0 |
597.2 |
587.7 |
48 468.8 |
|
Almaty |
15 589 128.9 |
15 767.4 |
53 271.3 |
472 777.9 |
|
Atyrau |
367 099.7 |
101.7 |
1 215.1 |
11 655.0 |
|
East Kazakhstan |
334 811.0 |
137.8 |
322.6 |
2 353.6 |
|
Jambul |
95 305.3 |
599.8 |
1 850.3 |
647.9 |
|
West Kazakhstan |
212 794.8 |
240.1 |
1 125.8 |
12 181.5 |
|
Karaganda |
528 208.6 |
124.8 |
1 355.8 |
8 251.9 |
|
Kostanai |
342 654.8 |
74.1 |
87.2 |
24 610.2 |
|
Kyzylorda |
221 353.4 |
4 421.6 |
941.7 |
1 067.7 |
|
Mangistau |
426 318.5 |
332.3 |
117 451.6 |
3 133.1 |
|
Pavlodar |
490 118.7 |
309.8 |
763.6 |
6 983.9 |
|
North Kazakhstan |
125 364.6 |
32 927.1 |
1 111.7 |
1 036.8 |
|
South Kazakhstan |
251 328.4 |
4 652.4 |
176.7 |
6 187.3 |
|
Total |
25 467 977.9 |
66 745.8 |
182 679.0 |
624 706.0 |
