Version ¹18 on 01/07/2010
In the 2 quarter of 2010 both second – tier banks and JSC «Kazpost» performed 46 790.8 thousand transactions to the sum of 30 233.2 billion KZT with the application of payment instruments presented in Table 1. Compared with the similar period of the previous year the volume of transactions increased by 15.7% and the value of payments increased by 56.3%.
The increase of total volume of payment instruments was mainly specified the increase of volume of payment cards operations by 5 015.1 thousand transactions. The increase of payment value was substantially caused by the growth of payments value performed with payment orders by 11 179.8 billion KZT.
As before, payment orders and payment cards are payment instruments used most commonly on the territory of Kazakhstan. Herewith the average value of one payment orders in the 2 quarter of 2010 came to 2.5 million KZT and compared with the same period of last year has increased by 35.2%. At the same time, a high specific weight of payment cards on the volume of payments and a low specific weight on value of payments are due to the use of this payment instrument primarily for withdrawal of small sums of cash (the average amount of one cash withdrawal transaction for the 2 quarter of 2010 came to 25.8 thousand KZT).
In the 2 quarter of 2010 payment request-orders and collection orders are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.
Other payment instruments include checks for goods and services, direct debits of bank account and executed bill credits.
Data on the use of payment instruments in the 2-quarter of 2010
|
Table 1 |
||||||
|
(volume in thousands transactions; value in billions KZT) |
||||||
|
Payment instruments |
2-quarter of 2009 |
2-quarter of 2010 |
Change |
|||
|
Abs. |
in percent of total amount |
Abs. |
in percent of total amount |
|||
|
Payment orders |
Volume |
9 414.9 |
23.3% |
11 435.0 |
24.4% |
21.5% |
|
Value |
17 419.2 |
90.1% |
28 599.0 |
94.6% |
64.2% |
|
|
Payment request-orders |
Volume |
57.2 |
0.1% |
56.3 |
0.1% |
-1.5% |
|
Value |
123.0 |
0.6% |
54.9 |
0.2% |
-55.4% |
|
|
Collection orders |
Volume |
116.5 |
0.3% |
239.3 |
0.5% |
by 2.1 times |
|
Value |
89.8 |
0.5% |
100.3 |
0.3% |
11.7% |
|
|
Payment cards |
Volume |
29 155.6 |
72.1% |
34 170.7 |
73.0% |
17.2% |
|
Value |
630.5 |
3.3% |
819.2 |
2.7% |
29.9% |
|
|
Other payment instruments |
Volume |
1 685.0 |
4.2% |
889.4 |
1.9% |
-47.2% |
|
Value |
1 077.4 |
5.6% |
659.8 |
2.2% |
-38.8% |
|
|
Total |
Volume |
40 429.3 |
100.0% |
46 790.8 |
100.0% |
15.7% |
|
Value |
19 339.9 |
100.0% |
30 233.2 |
100.0% |
56.3% |
|
Use of payments instruments in a cut of regions in the 2-quarter of 2010 (volume of transactions)
|
Table 2 |
||||
|
(in unit transactions) |
||||
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
1 359 682 |
8 737 |
13 704 |
68 791 |
|
Aktubinsk |
558 009 |
1 912 |
4 862 |
24 009 |
|
Almaty |
4 345 029 |
22 927 |
127 608 |
136 567 |
|
Atyrau |
472 246 |
1 902 |
5 068 |
28 030 |
|
East Kazakhstan |
661 305 |
1 817 |
9 308 |
51 830 |
|
Jambul |
278 383 |
1 226 |
19 227 |
135 969 |
|
West Kazakhstan |
389 089 |
3 975 |
3 022 |
18 966 |
|
Karaganda |
913 655 |
2 428 |
18 111 |
104 573 |
|
Kostanai |
514 796 |
1 141 |
3 980 |
116 007 |
|
Kyzylorda |
288 420 |
962 |
7 574 |
9 876 |
|
Mangistau |
391 405 |
2 870 |
4 677 |
31 279 |
|
Pavlodar |
479 438 |
1 280 |
4 755 |
82 231 |
|
North Kazakhstan |
350 933 |
785 |
11 061 |
21 628 |
|
South Kazakhstan |
432 633 |
4 364 |
6 303 |
59 652 |
|
Total |
11 435 023 |
56 326 |
239 260 |
889 408 |
Use of payments instruments on regions in the 2-quarter of 2010
(value of transactions)
|
Table 3 |
||||
|
(in million KZT) |
||||
|
Region |
Payment orders |
Payment request-orders |
Collection orders |
Other payment instruments |
|
Akmola |
673 267.5 |
1 508.2 |
27 110.4 |
28 370.6 |
|
Aktubinsk |
646 946.7 |
680.2 |
488.7 |
29 513.0 |
|
Almaty |
17 130 519.3 |
31 458.7 |
36 093.1 |
523 575.5 |
|
Atyrau |
416 196.5 |
78.8 |
482.4 |
3 038.8 |
|
East Kazakhstan |
386 257.5 |
403.9 |
1 275.6 |
1 753.6 |
|
Jambul |
193 356.0 |
892.6 |
3 026.1 |
1 110.8 |
|
West Kazakhstan |
243 643.8 |
298.3 |
2 563.4 |
17 853.4 |
|
Karaganda |
657 997.2 |
912.1 |
1 069.9 |
8 858.9 |
|
Kostanai |
455 887.3 |
107.9 |
133.6 |
26 354.3 |
|
Kyzylorda |
212 418.1 |
9 112.3 |
4 770.7 |
1 019.4 |
|
Mangistau |
473 222.1 |
586.1 |
21 921.1 |
2 937.5 |
|
Pavlodar |
677 863.7 |
7 783.5 |
680.1 |
7 044.2 |
|
North Kazakhstan |
138 059.6 |
914.8 |
381.1 |
1 188.4 |
|
South Kazakhstan |
293 337.9 |
143.7 |
341.6 |
7 212.9 |
|
Total |
28 598 973.5 |
54 881.0 |
100 337.8 |
659 831.3 |
