For November 2023 banks and JSC «Kazpost» performed 1 136 268,8 thousand transactions to the sum of 87 501,3 billion KZT with the application of payment instruments presented in Table.            

As before, payment orders and payment cards are payment instruments used most commonly on the territory of Kazakhstan. Here with the average value of one payment order in November 2023 came to 676 354,8 KZT.  At the same time, a high specific weight of payment cards on the volume of transactions and a low specific weight on value of transactions are due to the use of this payment instrument primarily for operation with small sums.            

During the specified period checks and means of electronic payment are used the least frequently. The insignificant part of use of given instruments in total volume and value is caused by their specificity.    

 

Data on the use of payment instruments in November 2023  

Table
(volume in thousands transactions; value in billions KZT)
	Volume		Value
Payment instrument	Abs.	in % of total amount	Abs.	in % of total amount
Payment orders	105 262,3	9,3%	71 194,7	81,4%
Payment requests	448,1	0,0%	9,9	0,0%
Checks	19,3	0,0%	3,7	0,0%
Collection orders	169,1	0,0%	165,0	0,2%
Payment warrant	10 251,0	0,9%	661,4	0,8%
Payment notice	1 317,2	0,1%	125,2	0,1%
Payment cards, including:	1 018 800,9	89,7%	15 341,4	17,5%
- cash withdrawals	19 742,9	1,9%	2 036,2	13,3%
- cashless payments	999 058,0	98,1%	13 305,2	86,7%
Means of electronic payment[1]	1,0	0,0%	0,0	0,0%
Total	1 136 268,8	100,0%	87 501,3	100,0%

 

[1] With the exception of payment cards.